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But a huge proportion of the changes are in where people work. The flexible working revolution has, in fact, largely been a remote working one, which mainly benefits workers who left their offices but still keep full office hours.
Republican-led states have enacted or are considering legislation that activists argue would curtail the right to vote, particularly for people of color. Legislation to address voting rights issues, and institute policing reforms demanded after the killing of George Floyd and other Black Americans, remains stalled in the Congress that acted swiftly on the Juneteenth bill.
Financial institutions use incentives such as enhanced interest rates or cash back offers to encourage customer loyalty. For instance, Bank of America Preferred Rewards program gives a 5% interest rate boost on savings accounts and a 25% rewards credit card bonus once account holders have a three-month average balance of at least $20,000 in combined Bank of America and/or Merrill Investment accounts. Citi also offers ThankYou Rewards points to its banking customers that can be redeemed for cash rewards, travel and merchandise. Those using rewards and cash back credit cards need to pay off their balances each month though. Otherwise, the card will cost more than it saves, says Katie Ross, education and development manager for the nonprofit American Consumer Credit Counseling.